Legal

Accessibility Statement

Vision Finance • Effective: June 25, 2026

1. Our Commitment

Vision Finance is committed to making our app usable by everyone, including people with disabilities. We design, build, and maintain visionfinance.app and our iOS app to the Web Content Accessibility Guidelines (WCAG) 2.1 at the AA conformance level — the standard most U.S. regulators and the Americans with Disabilities Act (ADA) point to.

Accessibility is a feature, not a checklist. We treat any user who can't use the app the same as a user hitting a bug: it's our problem to fix.

2. Conformance Status

We self-attest partial conformance with WCAG 2.1 AA at this time. "Partial" means the substantial majority of the app meets the standard, with known gaps documented in Section 5 below. We do not claim full conformance because no live web app of this size is ever completely free of accessibility regressions; we report what we test and what we know.

The following routes have been verified clean against an automated axe-core scan as of the effective date above: /, /login, /vfin-signup, /pricing, /budget, /cashflow, /transactions, /cards, /settings, /net-worth.

3. What This Means in Practice

  • Keyboard: Every interactive element is reachable and operable using a keyboard alone. A "Skip to main content" link appears as the first focusable element on every page so keyboard users can bypass the navigation.
  • Screen readers: All form inputs are programmatically labeled. Errors, status changes, and dynamic content are announced through ARIA live regions.
  • Contrast: Text and meaningful UI elements meet WCAG AA contrast ratios (4.5:1 for body text, 3:1 for large text and graphical objects).
  • Color is never the sole indicator: Gains and losses use both a color and a + / − sign prefix. Status badges include text, not just dots.
  • Motion: Animations respect the operating-system prefers-reduced-motion setting.
  • Resizing: Text can be resized up to 200% without loss of content or functionality.

4. Compatibility

Vision Finance is tested against, and intended to be compatible with, the latest versions of:

  • Browsers: Chrome, Safari, Firefox, Edge (current and one prior major version)
  • Mobile: Safari on iOS 16+ and Chrome on Android 12+
  • Screen readers: VoiceOver (macOS & iOS), TalkBack (Android), NVDA (Windows), JAWS (Windows)

We have not specifically tested against older or specialty browsers; the app may still work but is not guaranteed.

5. Known Limitations

We try to publish what's broken before someone has to find it. Current known gaps:

  • Some charts in the Net Worth and Holding Detail views convey information primarily through visual position. A text summary is available immediately below each chart for screen-reader users; we plan to add an interactive data-table view in a future release.
  • The Plaid Link bank-connection flow is rendered by Plaid Inc., not by us. Its accessibility is governed by Plaid's own conformance, which we cannot control directly. Feedback about Plaid Link accessibility should also be sent to accessibility@plaid.com.
  • PDF exports from the Monthly Recap are generated by a third-party library and may not be tagged for screen-reader navigation in the same way the web pages are. We are evaluating alternatives.

6. How We Test

We combine three layers:

  • Automated: axe-core runs on every pull request against a frozen baseline. New violations fail the build.
  • Manual: Periodic keyboard-only navigation and screen-reader walkthroughs of new features before they ship.
  • User-reported: Anything that arrives at the feedback email below is treated as a real issue, not a feature request.

7. Standards We Target

  • Web Content Accessibility Guidelines (WCAG) 2.1, Level AA
  • Section 508 of the Rehabilitation Act (alignment, not formal certification)
  • Americans with Disabilities Act (ADA) Title III, as interpreted by recent DOJ guidance for web services

We are not, and do not use, an accessibility-overlay widget (such as accessiBe or UserWay). These products have repeatedly failed to bring sites into compliance and have introduced new accessibility issues of their own. We build accessibility into the source code instead.

8. Feedback & Reporting

If you can't access something in Vision Finance, or if any part of the app is difficult to use because of a disability, please tell us:

accessibility@visionfinance.app

We acknowledge every report within 5 business days and follow up with either a fix, a target date for a fix, or an honest explanation of why we can't fix it. Please include the page or feature, what you were trying to do, and what assistive technology you were using if relevant.

9. Formal Complaint Pathway

If you believe Vision Finance has failed to provide accessible content or features and the issue has not been resolved through the feedback channel above, you may file a complaint with the U.S. Department of Justice (DOJ) Civil Rights Division under the Americans with Disabilities Act:

https://www.ada.gov/file-a-complaint/

10. Statement Version & Review Cycle

This statement is reviewed at least annually and any time the app undergoes a material design or platform change. The "Effective" date at the top of this page reflects the most recent review.

11. Contact

Vision Financial, Inc. (a Delaware corporation)
Riley Smith, Founder & Lead Developer
accessibility@visionfinance.app