Most budgeting apps tell you what already happened — here's what you spent, here's what you have. Vision is built around the next move: the sale you're thinking about, the bill you're about to commit to, the goal you're trying to fund. Here's the side-by-side.
| Feature | Vision | Monarch | YNAB | Simplifi | Credit Karma | Mint (shut down 2024) |
|---|---|---|---|---|---|---|
| Tax-aware sell simulator | ✓ | × | × | × | × | × |
| Household sharing (Mine / Yours / Ours) | ✓ | ✓ | partial | partial | × | × |
| Cashflow forecast | ✓ | ✓ | × | ✓ | × | × |
| Net worth tracking | ✓ | ✓ | × | ✓ | partial | ✓ |
| Budgeting | ✓ | ✓ | ✓ zero-based | ✓ | partial | ✓ |
| Plaid bank integration | ✓ | ✓ | ✓ | ✓ | own connector | ✓ |
| iOS native app | ✓ | ✓ | ✓ | ✓ | ✓ | × |
| Free trial | 30 days | 7 days | 34 days | 30 days | n/a (free) | n/a |
| Annual price | $39.99 | $99.99 | $109 | $35.88 | $0 | n/a |
| Business model | Subscription only — no ads, no data sale | Subscription | Subscription | Subscription | Ad-supported, lead-gen for loans + credit cards | (was ad + lead-gen) |
Data points reflect each product's publicly listed terms as of June 2026. We're happy to be corrected — if anything on this table is wrong or has changed, please tell us at hello@visionfinance.app.
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