Retirement Vision

Envision your future.

See where steady investing can take you over time — then follow the roadmap for where your next dollar should go.

Growth projection

Your long-term vision, at a glance.

Enter your current investments and what you add each month, and Vision projects your growth over time, separating your contributions from the returns that compound on top, at a rate you choose. Adjust the sliders to model your own plan.

Projected balance$0
You contribute$0
Growth+$0
25× target
Total balance Contributions Growth on top
Current investments$10,000
Monthly contribution$500
Time horizon30 yrs
Expected annual return8%
Your annual income (optional)$0

Assumes monthly compounding and steady contributions. The S&P 500 has returned ~10%/yr before inflation (~7% after) over the long run; future returns are not guaranteed and inflation reduces the real value of these figures. A projection for planning — not investment advice.

The roadmap

Where your next dollar should go

Fill each tier before moving to the next — Vision shows you which one is up.

1
401(k) match
Free money from your employer.
100% ROI
2
High-interest debt
Pay off anything above ~10%.
10%+
3
HSA
Triple tax advantage — if you have an HDHP.
Triple tax
4
Roth IRA
Tax-free growth, up to the 2026 limit. Subject to income phase-out (~$150k single / $236k joint MAGI); +$1,000 catch-up at age 50+.
$7,500/yr
5
401(k) — again
Max it out beyond the match. +$7,500 catch-up at age 50+, $11,250 at 60-63.
$23,500
6
Brokerage
Taxed, but flexible. No cap.
Flexible

See these working with real numbers in the live demo:

Tax-aware sell simulator→ Cashflow forecast→ Monthly budget→